Compare / the full cost
What is in the whole bill?
What is the medicine charge? What is the care charge? Keep those questions separate as you compare a quote.
What number are you being shown?
Ask for a quote that separates the medicine from the care. A headline price leaves room for questions.
- Self-pay
- Self-pay means paying the bill yourself, outside insurance. It does not count toward what you must pay before insurance starts paying. It also stays outside the annual cap on your own spending for care covered by the plan.
- Deductible
- A deductible is an amount your plan may make you pay before its drug benefit starts paying.
What can the medicine itself cost?
The kind of price matters. Compare the same product and the same form.
- Semaglutide is the main ingredient in Ozempic and Wegovy, while Mounjaro and Zepbound use tirzepatide; these are diabetes or weight medicines. As of September 2026, their makers offered prices for people paying outside insurance, mostly $149 to $499 a month.
- Some refill prices were higher, and the price depended on the product, form and prescribed strength in September 2026.
- A medicine pen is a device for giving an injection. As of September 2026, the $199 starting offer for semaglutide (Ozempic) pens covered only the first two monthly fills for new self-pay patients at the lowest strengths. Later fills cost $349 or $499 a month, depending on the strength.
- As of September 2026, semaglutide (Ozempic or Wegovy) tablets cost $149 to $299 a month under the makers’ self-pay offers, depending on strength.
- As of September 2026, semaglutide (Wegovy) pens had a $199 starting offer for two monthly fills for new patients at the lowest strengths. Later fills cost $349 or $399 a month, depending on the product.
- As of September 2026, tirzepatide (Zepbound) bottles or pens cost $299 to $449 a month under a self-pay program. Some strengths required a refill within 45 days to keep the lower price. Without that offer, some strengths cost $499 or $699.
- As of September 2026, tirzepatide (Mounjaro) injection pens were advertised as starting at $499 a month.
- Many cash offers and savings cards carry a December 31, 2026 end date, according to the September 2026 check.
What else belongs in the quote?
Ask about each part before comparing totals.
- Among the online weight services checked in September 2026, monthly memberships commonly had a separate medicine charge.
- What is the first visit fee?
- What does a follow-up cost?
- Are tests included?
- Are supplies or delivery extra?
- What changes after the opening offer?
- What are the cancellation terms?
Turn a quote into questions
Enter only amounts from a quote you already have. Blank means unknown. The worksheet makes a subtotal and a list of gaps to ask about.
Use the stated charge for a month. For a test with no monthly quote, leave it blank and ask how often it is needed. Your entries stay on this page.
Add amounts, then make your list.
Open the source notes
Read the full context behind these answers.